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Understanding “Cash to Close” in Your Home Buying Journey

by Angel Leon | Jul 16, 2026 | Home Mortgages

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand. The Closing Disclosure, or CD, is provided at least three business days before...

Common Title Issues That Can Delay Your Home Closing

by Angel Leon | Jul 15, 2026 | Home Mortgages

When you’re in the final stages of buying a new home, it’s easy to assume that everything will go smoothly from here on out. However, one of the most common obstacles that can arise in this final stage of the process is title issues. If not addressed,...

Understanding the Financial Power of Mortgage Points

by Angel Leon | Jul 14, 2026 | Home Mortgage

In the world of home financing, mortgage points are a powerful yet often misunderstood tool that can significantly impact your long-term financial outlook. Whether you’re purchasing a home or refinancing, understanding how these points work can help you make...

What’s Ahead For Mortgage Rates This Week – July 13th, 2026

by Angel Leon | Jul 13, 2026 | Financial Reports

The Trade Balance has offered little new insight, as it has largely returned to levels seen prior to the earlier period of unstable tariff policies. Consumer Credit had been trending upward nearly every month; however, this latest report breaks that pattern by showing...

Why Your Spending Habits Matter More Than Your Income When Buying a Home

by Angel Leon | Jul 10, 2026 | Mortgage Tips

Many people believe that earning a higher income automatically makes buying a home easier. While income certainly plays an important role, it is only part of the equation. How you manage the money you earn can have an even greater impact on your ability to qualify for...
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International Bankers Group | NMLS# 339877

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