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Understanding Escrow Accounts and Where Your Mortgage Payment Goes

by Angel Leon | Jun 25, 2026 | Mortgage Tips

For many first-time homebuyers, receiving the first mortgage statement can be a confusing experience. One of the most common questions borrowers ask is why their monthly payment is higher than the principal and interest amount quoted during the loan process. The...

Why Waiting for Lower Rates Could Cost More Than You Think

by Angel Leon | Jun 24, 2026 | Home Buyer Tips

Many prospective homebuyers spend months waiting for mortgage rates to fall before making a move. While securing a favorable interest rate is important, focusing exclusively on rates can sometimes cause buyers to overlook other factors that affect the overall cost of...

How Gift Funds Can Help You Buy a Home and the Rules You Need to Know

by Angel Leon | Jun 23, 2026 | Home Buying Tips

Saving for a home can take years, especially when buyers are trying to build a down payment while managing everyday expenses. For many homebuyers, financial assistance from a family member can help bridge the gap and make homeownership possible sooner. These funds are...

What’s Ahead For Mortgage Rates This Week – June 22nd, 2026

by Angel Leon | Jun 22, 2026 | Financial Reports

The week was relatively light following the release of the prior inflation data and the FOMC rate decision. The Federal Reserve decided to keep its overnight borrowing rate unchanged and has indicated no plans to make changes in the near term. Many members of the...

What Underwriters Look For in the Final Weeks Before Closing

by Angel Leon | Jun 19, 2026 | Mortgage Tips

Many home buyers assume the hard work is finished once their mortgage application has been approved. However, the final weeks before closing are an important stage of the process. During this time, underwriters continue reviewing information to ensure everything...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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