by Angel Leon | Feb 20, 2026 | Mortgage
Most borrowers believe mortgage qualification is determined primarily by long term financial history. Credit scores, employment consistency, and income trends absolutely matter. However, there is a shorter window that often carries disproportionate influence. The 60...
by Angel Leon | Feb 19, 2026 | Mortgage
Most people view a mortgage as a liability. While it is technically debt, it can also function as a structured financial discipline system that builds long term equity. When approached intentionally, a mortgage becomes more than a payment. It becomes a framework for...
by Angel Leon | Feb 18, 2026 | Mortgage
When buyers evaluate a mortgage, they focus heavily on qualification numbers. Income, debts, credit scores, and approval amounts dominate the conversation. Pre-approval letters feel like the finish line. But there is another factor that often gets ignored, and it...
by Angel Leon | Feb 17, 2026 | Financial Reports
In an unexpected turn, the Consumer Price Index (CPI) showed that inflation came in cooler than expected for the month of January, falling to a five-year low. The jobs report showed that unemployment numbers came in worse than expected, perhaps signaling further...
by Angel Leon | Feb 13, 2026 | Mortgage Tips
Homeownership does not begin with a signed contract or a set of keys. It begins quietly; through the financial habits you build long before buying a home feels real. Many consumers assume the homebuying process starts when they are ready to shop, but everyday choices...
