by Angel Leon | Jan 16, 2026 | Home Buyer Tips
Buying a home, a car, or any significant investment often involves making a down payment. The down payment is a crucial part of the purchasing process, as it can impact your loan terms, interest rates, and monthly payments. But how much should you save for a down...
by Angel Leon | Jan 9, 2026 | Home Buyer Tips
When you are preparing to buy a home, it is natural to want your credit profile to look clean and organized. Many buyers think closing old credit accounts will improve their score, simplify their finances, and make them appear more responsible to lenders. In reality,...
by Angel Leon | Dec 17, 2025 | Home Buyer Tips
When preparing to buy a home, many borrowers focus on the interest rate and monthly payment, but mortgage insurance is another important factor to understand. Private mortgage insurance is often required when a borrower makes a smaller down payment and knowing how it...
by Angel Leon | Nov 20, 2025 | Home Buyer Tips
The time between Thanksgiving and the New Year is known for gratitude, togetherness and heartfelt giving. Many families share meaningful gifts during this stretch of the year, and some buyers discover that these seasonal acts of generosity can help make homeownership...
by Angel Leon | Nov 19, 2025 | Home Buyer Tips
Many future buyers think they must eliminate every debt before applying for a mortgage. Reducing debt is helpful, but it is not a requirement for homeownership. You can qualify for a loan even if you have credit cards, student loans or a car payment. What matters most...
by Angel Leon | Nov 4, 2025 | Home Buyer Tips
Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother...
