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How Parenthood Changes Mortgage Needs and Housing Priorities

by Angel Leon | Sep 16, 2025 | Mortgage Tips

Becoming a parent is one of life’s most exciting milestones. Along with the joy and responsibility of raising children, many families find that their housing needs and mortgage priorities change dramatically once little ones arrive. What may have worked for a...

Strategies to Save on Your Mortgage in a Rising Rate Environment

by Angel Leon | Sep 12, 2025 | Mortgage Tips

When interest rates climb, homeowners and buyers alike often feel pressure on their monthly budgets. Fortunately, there are strategies that can help you save money and manage your mortgage more effectively even in a rising rate environment. By making thoughtful...

Understanding the Temporary Rate Reduction Mortgage

by Angel Leon | Sep 10, 2025 | Mortgage Tips

Buying a home is exciting, but the thought of monthly mortgage payments can feel overwhelming, especially for first-time buyers. One strategy to ease the financial burden is a temporary rate reduction. This type of mortgage allows borrowers to pay a lower interest...

Why Credit Monitoring Matters During the Mortgage Process

by Angel Leon | Sep 9, 2025 | Mortgage Tips

Buying a home is one of the most significant financial decisions you will make. While it is exciting to pick out your dream home, the mortgage process can be complex and stressful. One critical factor that can make or break your journey is your credit. Credit...

Mortgages in a Rising Rate Environment: Strategies to Save

by Angel Leon | Sep 5, 2025 | Mortgage Tips

Understanding the Impact of Rising Rates Mortgage rates play a major role in how much house you can afford. Even a small increase can raise monthly payments and affect how much you qualify for. For example, the same loan amount at a higher rate could cost hundreds of...

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

by Angel Leon | Sep 4, 2025 | Mortgage Tips

The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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