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How Debt-to-Income Ratio Affects Your Mortgage Eligibility

by lizlaurenb | Mar 18, 2025 | Home Buyer Tips

When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and...

How Do Mortgage Lenders Decide How Much You Can Borrow?

by lizlaurenb | Sep 3, 2020 | Home Mortgage Tips

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration? How do they determine that one borrower can take on a...

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International Bankers Group | NMLS# 339877

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