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Why Buying a Home From a Family Member Can Make the Mortgage More Complicated

by Angel Leon | Oct 9, 2026 | Mortgage Tips

Buying a home from a parent, grandparent, sibling, or another relative may seem easier than purchasing from a stranger. You already know the seller, may know the property’s history, and might even agree on a price without extensive negotiations. But the family...

What Happens to Your Mortgage When the Home Has an Unfinished Addition?

by Angel Leon | Oct 8, 2026 | Mortgage Tips

You find a home you love, but there is one unusual feature. Maybe the previous owner started adding a bedroom and never finished it. Perhaps a bathroom is partially remodeled, a garage conversion is incomplete, or a new section of the house is still visibly under...

What Happens When Your Closing Date Gets Pushed Back?

by Angel Leon | Oct 2, 2026 | Home Buyer Tips

You scheduled the movers, arranged time off work, started packing, and expected to receive the keys on Friday. Then you learn that closing needs to be delayed. Even a short change in the closing date can affect more than moving day, which is why buyers should...

Why the Money in Your Bank Account May Need a Paper Trail Before Closing

by Angel Leon | Oct 1, 2026 | Mortgage Tips

Having enough money in the bank is an important part of buying a home, but during the mortgage process, the amount in your account may not be the only consideration. In certain situations, lenders may also need to understand where funds came from. That can surprise...

How a Seller Credit Can Change the Cash You Need Without Changing the Home’s Price

by Angel Leon | Sep 29, 2026 | Mortgage Tips

When buyers negotiate the purchase of a home, price often gets most of the attention. But the final sales price is not the only number that can affect how much money a buyer needs at closing. In some transactions, a seller credit can help with certain eligible closing...
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International Bankers Group | NMLS# 339877

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