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Why Closing Old Credit Accounts Can Hurt Your Mortgage Approval

by Angel Leon | Jan 9, 2026 | Home Buyer Tips

When you are preparing to buy a home, it is natural to want your credit profile to look clean and organized. Many buyers think closing old credit accounts will improve their score, simplify their finances, and make them appear more responsible to lenders. In reality,...

What to Know About Fractional Homeownership and Mortgages

by Angel Leon | Jan 8, 2026 | Mortgage Tips

Fractional homeownership is becoming more popular as buyers look for creative ways to enjoy a second home or vacation property without taking on the full cost. Instead of owning one home entirely, you purchase a fraction of the property and share ownership with...

Mortgages for Parents With Young Kids and What to Consider

by Angel Leon | Jan 7, 2026 | Mortgage Tips

Buying a home when you have young kids brings unique challenges, but it also creates opportunities to build stability for your family. Your priorities might look different from other homebuyers, and your financial decisions may need to reflect the needs of a growing...

Mortgage Impacts of Using Venmo, Cash App, or PayPal for Income

by Angel Leon | Jan 6, 2026 | Mortgage Tips

More people are earning money through freelancing, side gigs, digital work, consulting, and online sales. Because of this, it is common for income to flow through platforms like Venmo, Cash App, or PayPal instead of traditional direct deposits. While these tools make...

How the Sharing Economy Is Changing Mortgage Underwriting

by Angel Leon | Dec 30, 2025 | Mortgage Tips

The rise of the sharing economy has changed the way many people work, earn, and budget. Income from rideshare driving, freelance projects, short-term rentals, and delivery apps has become a normal part of modern finances. These new income streams are helpful for...
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International Bankers Group | NMLS# 339877

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