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Una Visión General de los Puntos Hipotecarios

by Angel Leon | Jun 4, 2025 | Real Estate Tips, Spanish

Los puntos hipotecarios, también conocidos como puntos de descuento o puntos de originación, son tarifas que los prestatarios pagan al momento del cierre para reducir la tasa de interés de su préstamo hipotecario. Cada punto generalmente cuesta el 1% del monto total...

Will Multiple Mortgage Applications Hurt Your Credit Score?

by Angel Leon | Jun 3, 2025 | Mortgage

When you are ready to buy a home, it is natural to shop around for the best mortgage rate and terms. But you may have heard that submitting multiple loan applications can damage your credit score and throw a wrench in your homebuying plans. Here is the truth behind...

What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

by Angel Leon | Jun 2, 2025 | Financial Reports

The PCE Index release—the Federal Reserve’s preferred inflation indicator—has shown favorable results. However, the overwhelming sentiment remains one of uncertainty due to the ongoing trade wars. With these conflicts still in full swing, inflation...

What Every Homebuyer Should Know About How Are Property Taxes Calculated

by Angel Leon | May 30, 2025 | Home Buying Tips

When buying a home, it’s easy to focus on the down payment and mortgage rate, but don’t overlook property taxes. They can significantly affect your monthly payment and long-term budget and understanding how they’re calculated is key to making smart...

Sweet Loans for Every Taste: Which Mortgage Treat Is Right for You?

by Angel Leon | May 29, 2025 | Mortgage

Let’s face it, picking the right mortgage can feel overwhelming. But what if we made it more fun? Think of home loans like candy bars: each one has a distinct flavor, a specific audience, and its own perfect time and place. Whether you’re buying your first...
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International Bankers Group | NMLS# 339877

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