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Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income

by Angel Leon | May 9, 2025 | Mortgage Tips

Securing a mortgage can be challenging for self-employed borrowers, especially those with irregular income. Traditional lenders typically rely on W-2s and steady paychecks to assess financial stability, which can make qualifying more complex for business owners,...

The Impact of Rental Income on Mortgage Qualification

by Angel Leon | May 8, 2025 | Mortgage

For real estate investors and homeowners looking to purchase additional properties, rental income can play a crucial role in mortgage qualification. Lenders often consider this income when assessing a borrower’s ability to repay a loan, but the way it is...

The Impact of Homeowners Associations (HOAs) on Mortgage Approval

by Angel Leon | May 7, 2025 | Mortgage Tips

When purchasing a home in a community with a Homeowner’s Association (HOA), it’s important to understand how this organization can impact your mortgage approval. While HOAs provide benefits like maintaining neighborhood amenities and enforcing community...

The Benefits of Online Mortgage Calculators for Borrowers

by Angel Leon | May 6, 2025 | Mortgage Tips

Buying a home is one of the most significant financial decisions a person can make, and understanding the costs involved is essential. Online mortgage calculators have become a valuable tool for borrowers, helping them estimate monthly payments, compare loan options,...

What’s Ahead For Mortgage Rates This Week – May 5th, 2025

by Angel Leon | May 5, 2025 | Financial Reports

Last week featured a slew of releases, but the most important one as of this writing is the GDP estimates. Both the GDP and GDP deflator data have started to reverse their previous trends, raising serious concerns that the economy may be experiencing deflationary...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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