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Can I Finance Home Renovations Into My Mortgage at Closing?

by Angel Leon | Apr 25, 2025 | Home Buyer Tips

Purchasing a home that needs renovations or upgrading your current home can be costly, but financing home improvements through your mortgage can be an effective solution. Instead of taking out a separate loan for renovations, some mortgage programs allow you to roll...

Unlocking Government Grants for Home Renovations and Improvements

by Angel Leon | Apr 24, 2025 | Home Care Tips

Home renovations can be a significant financial undertaking, but government grants and assistance programs can help offset costs for eligible homeowners. These grants are designed to promote energy efficiency, accessibility, and overall home safety. Understanding the...

Mejoras Inteligentes para el Hogar que Ahorran EnergĂ­a y Dinero

by Angel Leon | Apr 24, 2025 | Home Tips, Spanish

En una era donde la conciencia ambiental y el ahorro de costos son prioridades para los propietarios de viviendas, la tecnologĂ­a de hogares inteligentes se ha convertido en un factor clave. Con la capacidad de automatizar y optimizar diversos aspectos del hogar, las...

How Child Support and Alimony Payments Affect Mortgage Qualification

by Angel Leon | Apr 23, 2025 | Mortgage Tips

When applying for a mortgage, lenders carefully assess your income and debt to determine your ability to repay the loan. If you receive or pay child support or alimony, these payments can significantly impact your mortgage qualification. Understanding how they factor...

The Pros and Cons of Using Gift Funds for Down Payments

by Angel Leon | Apr 22, 2025 | Homeowner Tips

For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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