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What Mortgage Lenders Really Look At Before Approving Your Loan

by Angel Leon | Nov 5, 2025 | Mortgage Tips

One of the first questions homebuyers ask is how much they can afford to borrow. While the number may seem mysterious, lenders use a clear set of financial factors to decide how much you qualify for. Understanding these factors can help you plan ahead, make smart...

Steps to Take Now to Build Your Credit for a Home Purchase Next Year

by Angel Leon | Nov 4, 2025 | Home Buyer Tips

Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother...

What’s Ahead For Mortgage Rates This Week – November 3rd, 2025

by Angel Leon | Nov 3, 2025 | Financial Reports

With the ongoing government shutdown, other major releases have hit a snag, as there is still very limited information for when the shutdown may end. The largest and most impactful releases continuing to move forward are those from third-party sources still publishing...

Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More

by Angel Leon | Oct 31, 2025 | Mortgage Tips

Homeowners looking to save on interest or shorten their loan term often explore two popular strategies: biweekly payments and lump sum payments. Both can reduce the total interest paid and help you build equity faster, but they work in different ways. Understanding...

Understanding the Pros and Cons of Using HELOCs to Fund Investments

by Angel Leon | Oct 30, 2025 | Real Estate Tips

A Home Equity Line of Credit, or HELOC, can be a powerful financial tool. It allows homeowners to borrow against the equity in their property, often at a lower interest rate than other types of credit. Some borrowers use HELOCs to fund investments such as real estate,...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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