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How Gift Funds Can Help You Buy a Home and the Rules You Need to Know

by Angel Leon | Jun 23, 2026 | Home Buying Tips

Saving for a home can take years, especially when buyers are trying to build a down payment while managing everyday expenses. For many homebuyers, financial assistance from a family member can help bridge the gap and make homeownership possible sooner. These funds are...

What’s Ahead For Mortgage Rates This Week – June 22nd, 2026

by Angel Leon | Jun 22, 2026 | Financial Reports

The week was relatively light following the release of the prior inflation data and the FOMC rate decision. The Federal Reserve decided to keep its overnight borrowing rate unchanged and has indicated no plans to make changes in the near term. Many members of the...

What Underwriters Look For in the Final Weeks Before Closing

by Angel Leon | Jun 19, 2026 | Mortgage Tips

Many home buyers assume the hard work is finished once their mortgage application has been approved. However, the final weeks before closing are an important stage of the process. During this time, underwriters continue reviewing information to ensure everything...

The Difference Between Being Approved and Being Cleared to Close

by Angel Leon | Jun 18, 2026 | Home Buying Tips

One of the most common misconceptions among home buyers is that loan approval and clear-to-close mean the same thing. While both are important milestones in the mortgage process, they represent different stages of your loan journey. Understanding the difference can...

Aprobación hipotecaria con un trabajo no convencional: ¿cómo funciona?

by Angel Leon | Jun 18, 2026 | Blog, Spanish

Es poco probable que un trabajo no convencional perjudique la aprobación de su hipoteca, siempre que pueda demostrar una fuente de ingresos constante y estable que cumpla con los requisitos del prestamista. Los prestamistas se enfocan principalmente en su capacidad...
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International Bankers Group | NMLS# 339877

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