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Why the Source of Your Down Payment Can Matter as Much as the Amount

by Angel Leon | Oct 7, 2026 | Home Buyer Tips

You have calculated your down payment and know exactly how much money you plan to bring to the purchase. That is an important step, but there is another question buyers sometimes overlook: Where is that money actually coming from? A $40,000 down payment sitting in one...

Why Your Mortgage Approval Can Change When the Home Has an Accessory Dwelling Unit

by Angel Leon | Oct 6, 2026 | Home Buyer Tips

An accessory dwelling unit can make a property especially appealing. A detached guest house, converted garage, basement apartment, or backyard unit might provide space for relatives, a home office, or potential rental income. But when you are financing the purchase,...

What’s Ahead For Mortgage Rates This Week – October 5th, 2026

by Angel Leon | Oct 5, 2026 | Financial Reports

While the Core PCE Index came in at 3.0%, below the expected 3.3%, overall inflation remains well above the Federal Reserve’s 2% target. With inflation still running above the Federal Reserve’s target, there remains room for rates to stay elevated or...

What Happens When Your Closing Date Gets Pushed Back?

by Angel Leon | Oct 2, 2026 | Home Buyer Tips

You scheduled the movers, arranged time off work, started packing, and expected to receive the keys on Friday. Then you learn that closing needs to be delayed. Even a short change in the closing date can affect more than moving day, which is why buyers should...

Why the Money in Your Bank Account May Need a Paper Trail Before Closing

by Angel Leon | Oct 1, 2026 | Mortgage Tips

Having enough money in the bank is an important part of buying a home, but during the mortgage process, the amount in your account may not be the only consideration. In certain situations, lenders may also need to understand where funds came from. That can surprise...
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International Bankers Group | NMLS# 339877

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