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Celebrating National Homeownership Month and How First-Time Buyer Programs Make It Possible

by Angel Leon | Jun 18, 2025 | Home Buyer Tips

June is National Homeownership Month, a time to celebrate the dream of owning a home and spotlight the many programs designed to help first-time buyers turn that dream into reality. For many Americans, the biggest challenge to buying a home is coming up with the funds...

Can I Finance Home Renovations Into My Mortgage at Closing?

by Angel Leon | Apr 25, 2025 | Home Buyer Tips

Purchasing a home that needs renovations or upgrading your current home can be costly, but financing home improvements through your mortgage can be an effective solution. Instead of taking out a separate loan for renovations, some mortgage programs allow you to roll...

How Debt-to-Income Ratio Affects Your Mortgage Eligibility

by lizlaurenb | Mar 18, 2025 | Home Buyer Tips

When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and...

Cómo Mudarte Rápidamente a una Casa Más Grande Antes de la Llegada del Bebé

by lizlaurenb | Feb 27, 2025 | Home Buyer Tips, Spanish

Mudarse a una casa más grande antes de que llegue un bebé puede ser estresante, pero hay varios pasos que puedes seguir para hacer el proceso más fácil y rápido: Comienza temprano: Cuanto antes empieces a planificar y prepararte para la mudanza, más tiempo tendrás...

How Obtaining a Mortgage Can Impact Your Credit Score

by lizlaurenb | Feb 13, 2025 | Home Buyer Tips

When considering homeownership, many potential buyers wonder: Will getting a mortgage help my credit score? The answer is yes—if managed correctly. A mortgage is a major financial commitment, but it can also be a powerful tool for building and maintaining strong...

Is It Time to Stop Paying Rent and Start Building Equity?

by lizlaurenb | Jan 23, 2025 | Home Buyer Tips

Have you ever calculated how much rent you’ve paid over the years? It’s a staggering number. According to studies, the average American spends between $133,000 and $155,000 on rent in just six to seven years. Let’s break that down and explore what it...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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