by lizlaurenb | Aug 29, 2024 | Home Mortgage
When deciding between renting and buying a home, it’s essential to understand the key differences between a mortgage and rent. Each option has its own set of benefits and drawbacks, and knowing these can help you make a more informed decision about your living...
by lizlaurenb | Jul 23, 2024 | Home Mortgage
When you’re applying for a mortgage, lenders scrutinize several aspects of your financial life to determine your eligibility. One crucial factor that can significantly influence the outcome is your employment history. Consistent and stable employment...
by lizlaurenb | May 30, 2024 | Home Mortgage
Are you dreaming of owning a home that not only suits your lifestyle but also helps you save on energy bills? Well, it might sound like a dream, but with Energy Efficient Mortgage (EEM) programs, it’s entirely within reach. We will discuss the world of EEMs,...
by lizlaurenb | Apr 4, 2024 | Home Mortgage, Spanish
Hay varias exenciones fiscales importantes disponibles para los créditos hipotecarios que pueden ayudar a los propietarios a ahorrar dinero en sus impuestos. Aquí hay algunos ejemplos notables: Deducción de intereses hipotecarios: esta es una de las mayores exenciones...
by lizlaurenb | Apr 3, 2024 | Home Mortgage
What exactly is an interest-only mortgage? Simply put, it’s a type of home loan where you pay only the interest for a certain period, typically the first five to ten years. After this initial period, you begin paying both the principal and interest, resulting in...
by lizlaurenb | Feb 15, 2024 | Home Mortgage
Las sanciones por pago anticipado de hipotecas son tarifas que cobran los prestamistas cuando los prestatarios liquidan sus hipotecas antes del plazo acordado. Estas sanciones están diseñadas para compensar a los prestamistas por la posible pérdida de ingresos por...
