by lizlaurenb | Mar 20, 2025 | Home Mortgages, Spanish
La cantidad de equidad que puedes pedir prestada de tu casa depende de varios factores, incluidos el valor actual de mercado de tu vivienda, el saldo pendiente de tu hipoteca y tu puntaje de crédito. En general, los prestamistas suelen permitirte pedir prestado hasta...
by lizlaurenb | Mar 4, 2025 | Home Mortgages
If you have a reverse mortgage, you may be wondering whether refinancing is an option. The good news is that yes, you can refinance a reverse mortgage, and doing so may offer financial benefits depending on your situation. Here’s what you need to know about...
by lizlaurenb | Feb 27, 2025 | Home Mortgages
A home appraisal is a critical step in the buying, selling, or refinancing process, yet many people don’t fully understand how it works or what factors influence it. Whether you’re a buyer, seller, or homeowner looking to refinance, here are some key...
by lizlaurenb | Feb 21, 2025 | Home Mortgages
When buying a home, one of the most critical factors is determining how much you can borrow through a mortgage. Lenders evaluate multiple financial aspects to assess your borrowing capacity. Here’s what they consider: 1. Income and Debt-to-Income (DTI)...
by lizlaurenb | Jan 30, 2025 | Home Mortgages, Spanish
Compare un auto nuevo puede afectar tu capacidad para adquirir una casa nueva de varias maneras. Aquí tienes algunos factores a considerar: Relación deuda-ingresos (DTI): Cuando solicitas un préstamo hipotecario, tu prestamista considerará tu relación deuda-ingresos...
by lizlaurenb | Dec 18, 2024 | Home Mortgages
Saving for a down payment is a common hurdle for many homebuyers, but there are several ways to make it happen. Whether you’re tapping into savings, receiving a gift, or utilizing assistance programs, understanding your options can make the journey to...
