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The Pros and Cons of Using Gift Funds for Down Payments

by Angel Leon | Apr 22, 2025 | Homeowner Tips

For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using...

How Single Moms Can Achieve Homeownership with First-Time Homebuyer Grants

by lizlaurenb | Mar 12, 2025 | Homeowner Tips

Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs...

¿Qué tan joven es ‘demasiado joven’ para comprar su primera casa? Comenzar temprano tiene sus altibajos

by lizlaurenb | Mar 6, 2025 | Homeowner Tips, Spanish

Se espera que muchos millennials ingresen al mercado inmobiliario el próximo año con las tasas de interés aún bajas. Sin embargo, si bien puede ser un buen momento, no significa necesariamente que sea el momento adecuado para realizar la inversión. Si actualmente está...

Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You

by lizlaurenb | Feb 14, 2025 | Homeowner Tips

When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial...

Can You Use Income From Two Jobs to Qualify for a Mortgage?

by lizlaurenb | Jan 8, 2025 | Homeowner Tips

Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure...

Key Professionals to Know When Building Your Homeowner Network

by lizlaurenb | Nov 22, 2024 | Homeowner Tips

Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your...
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International Bankers Group | NMLS# 339877

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