by lizlaurenb | Apr 1, 2025 | Mortgage
Buying a home in a remote area can be a dream come true—peaceful surroundings, open spaces, and a slower pace of life. However, securing a mortgage for these properties comes with unique challenges. As a mortgage originator, I’m here to break down the...
by lizlaurenb | Mar 28, 2025 | Mortgage
If you’ve been managing your finances responsibly but don’t have a traditional credit score, you may be wondering whether homeownership is still within reach. The good news? It is! While most mortgage lenders rely on credit scores to assess your...
by lizlaurenb | Mar 27, 2025 | Mortgage, Spanish
Un préstamo hipotecario asumible es un tipo de hipoteca que puede ser transferida del vendedor de una propiedad al comprador. Esto significa que el comprador puede asumir la responsabilidad del saldo pendiente del préstamo hipotecario del vendedor en lugar de obtener...
by lizlaurenb | Mar 26, 2025 | Mortgage
When applying for a mortgage, your creditworthiness plays a significant role in determining your loan approval and interest rates. Two commonly referenced terms are FICO score and credit score, which are often used interchangeably but have distinct differences. 1....
by lizlaurenb | Mar 25, 2025 | Mortgage
Securing a mortgage as a self-employed professional can be more challenging than for traditional W-2 employees, but with the right preparation and documentation, it is entirely achievable. Here’s a guide to help you navigate the process: Document Your...
by lizlaurenb | Mar 20, 2025 | Mortgage
For homeowners facing temporary financial hardship, mortgage payment deferral programs can provide much-needed relief. These programs allow borrowers to pause or reduce their monthly mortgage payments for a specific period, helping them avoid foreclosure while...
