by lizlaurenb | Jun 23, 2020 | Mortgage
When it comes to putting a down payment on a house, most lenders are going to ask for 20 percent; however, some lenders will be willing to accept a smaller down payment in exchange for something else. That something else is usually mortgage insurance. If a lender says...
by lizlaurenb | Jun 18, 2020 | Mortgage
When you buy a new house, the first thing you want to do is protect your investment. You already have property insurance. Should you also buy a home warranty? What Is A Home Warranty? A home warranty is not the same thing as insurance. Home warranties are service...
by lizlaurenb | Jun 17, 2020 | Mortgage
As a homebuyer, your real estate agent will do their best bring you to see homes that meet the criteria you asked for. However, there’s no guarantee that a home will have a history of being properly cared for. Your real estate agent can choose the homes you see,...
by lizlaurenb | Jun 16, 2020 | Mortgage
The cost of living in America varies widely in different parts of the country. In general, it is less expensive to live in the country than in the cities. However, there are many cities where the cost of living is modest compared to others where the money needed to...
by lizlaurenb | Jun 11, 2020 | Mortgage
When someone is thinking about buying a home, one of the key parts is the home appraisal. The appraisal ensures that the buyer is paying a fair price for the home while also protecting the mortgage lender against taking a loss. On the other hand, an appraisal is also...
by lizlaurenb | Jun 10, 2020 | Mortgage
If you’ve been putting off your house hunting, it’s time to head out. Summer is the best season to go shopping for a new home, for a variety of reasons. 1. More Inventory Homeowners list their homes for sale in the summer more often than any other...