MIAMI, FLORIDA
International Bankers Financial Group
GET IN TOUCH TODAY
Email Us
info@internationalbankers.com
Angel Leon, President
(305) 790-4800
Address
2828 Coral Way
Miami, Florida 33145
Why Choose Us?
Our licensed mortgage originators are trained and well-versed in all areas of residential lending including conforming and jumbo mortgages. Broad areas of expertise include:
- Ins to 70% LTV F/ SFRS.
- Ins to 65% Condos.
- Loans financed 300k to 15M.
Specialized areas of mortgage lending include:
- Foreign National Lending and Foreign
- National Mortgages
- Condo Hotels OK!
- Close in name of LLC., Corp.
- Close in 30 Days.
Get in Touch
We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions.
The Loan Process
The mortgage loan process doesn’t have to be difficult. Once you have made the decision to apply for a mortgage loan with us, our loan originator will work with you to obtain the necessary documentation
Foreign Nationals
INTERNATIONAL BANKERS was one of the first financial institutions to start lending to foreigners in South Florida. As a result, it has developed an understanding of the loan programs available to enhance the benefits to your clients.
Getting Pre-Approved
Prequalification and pre-approval can boost your confidence and make house hunting easier — but it’s important to understand when to do which.
Expert Guidance
Loan Programs
Fixed Rate
“Fixed-Rate” mortgage comes with an interest rate that won’t change for the life of your loan. A “conventional” (conforming) mortgage is a loan that conforms to established guidelines for the size of the loan and your financial situation. Conventional mortgages often feature lower interest rates than jumbo loans, FHA loans or VA loans.
Adjustable Rate Mortgage
Interest rates charges during the initial fixed-rate period are generally lower than those on comparable fixed-rate mortgage. Monthly principal and interest payments may increase when the interest rate adjusts. Your monthly principal and interest payments may change every year after the initial fixed period is over.
IBFG was one of the first financial institutions to start lending to foreigners in South Florida. So it has developed an understanding of the loan programs available to enhance benefits to your clients. We work with several dozen national and international lenders who provide financing to foreign nationals.
Commercial Properties
- Buy or Refinance
- Use Your Equity
- SBA (Small Business Administration) Funding
We’ll work with you to structure the financing you need and guide you through the process—and after closing, a dedicated representative will be assigned to your relationship.
Jumbo Loans
We offer jumbo mortgage loan programs and super jumbo loans to foreign nationals and NON US residents thru our lending partners at up to 70% LTV. Most jumbo foreign national mortgages including super jumbo foreign national mortgages are offered as Adjustable Rate 3/1, 5/1, 7/1, 10/1. Borrower is required to place a minimum of 30% down payment and finance 70% of the purchase price.
The borrower only pays the interest on the mortgage through monthly payments for a term that is fixed on an interest-only mortgage loan. After the term is over, many refinance their homes, make a lump sum payment, or they begin paying off the principal of the loan. However, when paying the principal, payments significantly increase. If the borrower decides to use the interest-only option each month during the interest-only period, the payment will not include payments toward the principal.
What Our Clients Say
How can we help?
GET IN TOUCH TODAY
Email Us
info@internationalbankers.com
Call Us!
(305) 790-4800
Address
2828 Coral Way
Miami, Florida 33145