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How to Qualify for a Mortgage While Carrying Credit Card Debt

by Angel Leon | Aug 20, 2025 | Home Buyer Tips

Many potential homebuyers worry that carrying credit card debt will prevent them from qualifying for a mortgage. While it is true that lenders carefully evaluate your financial profile, having credit card balances does not automatically disqualify you. By...

Is a Cash-Out Refinance the Answer to High Credit Card Bills?

by lizlaurenb | Oct 18, 2024 | Home Mortgage Tips

If your credit card debt is piling up, a cash-out refinance could be the solution you need to manage your financial situation. By leveraging the equity in your home, you can consolidate your high-interest debts into a lower-interest mortgage, potentially giving you...

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International Bankers Group | NMLS# 339877

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