by Angel Leon | May 23, 2025 | Mortgage Tips
If you’re considering buying a home, you’re likely wondering how much you’ll need for a down payment. The common belief is that you need to put down 20% of the home’s purchase price, but that’s not the only option and in many cases,...
by Angel Leon | May 22, 2025 | Mortgage Tips
Getting turned down for a mortgage can be discouraging, but it doesn’t mean the dream of homeownership is over. In fact, understanding why your application was declined is the first step toward making a stronger comeback. Let’s look at some of the most...
by lizlaurenb | Jan 22, 2025 | Home Mortgage Tips
Dreaming of owning a home? Preparing your finances for a mortgage is key to making that dream a reality. Here’s how to get started: 1. Create a Budget Understanding how much you can afford is the first step. Review your monthly expenses and set a target mortgage...
by lizlaurenb | Jan 2, 2025 | Mortgage Rates
When you’re looking to purchase a home or refinance an existing mortgage, understanding how mortgage rates are determined is key to navigating your financial journey. These rates are influenced by a combination of personal financial factors and broader economic...
by lizlaurenb | Dec 18, 2024 | Home Mortgages
Saving for a down payment is a common hurdle for many homebuyers, but there are several ways to make it happen. Whether you’re tapping into savings, receiving a gift, or utilizing assistance programs, understanding your options can make the journey to...
