by lizlaurenb | Mar 5, 2025 | Mortagage Tips
Knowing how to calculate mortgage payments can help you plan for homeownership and budget effectively. Several factors determine your monthly payment, including the loan amount, interest rate, and loan term. Here’s a step-by-step guide to understanding the...
by lizlaurenb | Feb 21, 2025 | Home Mortgages
When buying a home, one of the most critical factors is determining how much you can borrow through a mortgage. Lenders evaluate multiple financial aspects to assess your borrowing capacity. Here’s what they consider: 1. Income and Debt-to-Income (DTI)...
by lizlaurenb | Feb 20, 2025 | Home Buying Tips
Deciding to finance a new home can be exciting, and because of that buyers tend to want to jump right in. Not so fast! Before you start searching for your dream home, you need to get pre-approved and that means applying for a loan. You will need to get things in order...
by lizlaurenb | Feb 11, 2025 | Home Mortgage Tips
Buying a home is one of the biggest financial decisions you’ll ever make. While it’s an exciting milestone, the mortgage process can be complex, and simple mistakes can cost you thousands of dollars or even derail your homeownership dreams. To ensure a...
by lizlaurenb | Nov 15, 2024 | Home Buyer Tips
When you’re ready to buy a home, one of the first steps is securing a mortgage. While many people simply turn to their current bank for a loan, there are other options to consider that might provide better rates and terms for your situation. This is where...
