by lizlaurenb | Mar 21, 2025 | Mortgage Tips
Purchasing a home in the U.S. as a non-U.S. citizen is entirely possible, but the process comes with unique requirements and considerations. Whether you are a permanent resident, temporary visa holder, or foreign national, understanding the available mortgage options...
by lizlaurenb | Mar 20, 2025 | Mortgage
For homeowners facing temporary financial hardship, mortgage payment deferral programs can provide much-needed relief. These programs allow borrowers to pause or reduce their monthly mortgage payments for a specific period, helping them avoid foreclosure while...
by lizlaurenb | Sep 10, 2024 | Mortgage
As a homeowner or prospective buyer, understanding the intricacies of mortgage management can save you time, stress, and potentially thousands of dollars. Two key concepts that often confuse borrowers are mortgage prepayment and mortgage payoff. While both strategies...
by lizlaurenb | Sep 6, 2024 | Home Mortgage
With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding...
by lizlaurenb | Aug 29, 2024 | Home Mortgage
When deciding between renting and buying a home, it’s essential to understand the key differences between a mortgage and rent. Each option has its own set of benefits and drawbacks, and knowing these can help you make a more informed decision about your living...