by Angel Leon | Nov 7, 2025 | Mortgage Tips
Interest rates can fluctuate from one week to the next, and that can have a major impact on your monthly payment and overall loan cost. A mortgage rate lock gives you the ability to secure your interest rate for a set period of time, protecting you from unexpected...
by Angel Leon | Nov 5, 2025 | Mortgage Tips
One of the first questions homebuyers ask is how much they can afford to borrow. While the number may seem mysterious, lenders use a clear set of financial factors to decide how much you qualify for. Understanding these factors can help you plan ahead, make smart...
by Angel Leon | Oct 31, 2025 | Mortgage Tips
Homeowners looking to save on interest or shorten their loan term often explore two popular strategies: biweekly payments and lump sum payments. Both can reduce the total interest paid and help you build equity faster, but they work in different ways. Understanding...
by Angel Leon | Oct 29, 2025 | Home Buying Tips
A Common Question for Today’s MarketMany buyers are wondering if now is the right time to purchase a home or if they should wait for mortgage rates to fall. It is a fair question, especially when rates fluctuate and the headlines make it seem like waiting could...
by Angel Leon | Oct 24, 2025 | Mortgage Tips
Many homeowners want to reduce their monthly mortgage payments but hesitate to refinance. Refinancing can come with closing costs, new loan terms, and time-consuming paperwork. The good news is that there are several ways to lower your payment without...
