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How Property Taxes Impact Your Mortgage Payment

by Angel Leon | Jun 6, 2025 | Mortgage

When buying a home, most people focus on the home price, interest rate, and monthly payment. But there’s another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and...

The Impact of Inflation on Mortgage Rates and Home Affordability

by Angel Leon | Jun 5, 2025 | Mortgage

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home...

How to Pay Off Your Mortgage 10 Years Early Without Extra Payments

by Angel Leon | Jun 4, 2025 | Mortgage

If you’re like most homeowners, the idea of paying off your mortgage early sounds amazing—more freedom, fewer monthly expenses, and peace of mind. But what if you could shave 10 years off your mortgage without making extra payments each month? Sounds too...

Will Multiple Mortgage Applications Hurt Your Credit Score?

by Angel Leon | Jun 3, 2025 | Mortgage

When you are ready to buy a home, it is natural to shop around for the best mortgage rate and terms. But you may have heard that submitting multiple loan applications can damage your credit score and throw a wrench in your homebuying plans. Here is the truth behind...

How Much Down Payment Do You Need for a Mortgage When Buying a Home?

by Angel Leon | May 23, 2025 | Mortgage Tips

If you’re considering buying a home, you’re likely wondering how much you’ll need for a down payment. The common belief is that you need to put down 20% of the home’s purchase price, but that’s not the only option and in many cases,...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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