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The Impact of Gender and Race on Mortgage Approval Rates

by Angel Leon | Jul 1, 2025 | Mortgage

Addressing Inequity in LendingThe mortgage approval process is a critical step in the path to homeownership. While lending guidelines are designed to promote fair and consistent evaluation, studies have shown that disparities persist based on gender and race. These...

From Pre-Approval to Closing What to Expect in the Mortgage Journey

by Angel Leon | Jun 27, 2025 | Mortgage

June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This...

How HomeReady and Home Possible Mortgages Open Doors During National Homeownership Month

by Angel Leon | Jun 26, 2025 | Mortgage

June is National Homeownership Month, a time to spotlight the programs that make owning a home more accessible to more people. While many potential buyers believe they need perfect credit or a large down payment, programs like HomeReady® and Home Possible®...

How Property Taxes Impact Your Mortgage Payment

by Angel Leon | Jun 6, 2025 | Mortgage

When buying a home, most people focus on the home price, interest rate, and monthly payment. But there’s another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and...

The Impact of Inflation on Mortgage Rates and Home Affordability

by Angel Leon | Jun 5, 2025 | Mortgage

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home...

How to Pay Off Your Mortgage 10 Years Early Without Extra Payments

by Angel Leon | Jun 4, 2025 | Mortgage

If you’re like most homeowners, the idea of paying off your mortgage early sounds amazing—more freedom, fewer monthly expenses, and peace of mind. But what if you could shave 10 years off your mortgage without making extra payments each month? Sounds too...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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