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How Much Down Payment Do You Need for a Mortgage When Buying a Home?
If you’re considering buying a home, you’re likely wondering how much you’ll need for a down payment. The common belief is that you need to put down 20% of the home’s purchase price, but that’s not the only option and in many cases, it’s not even necessary.
What To Do When Your Mortgage Loan is Declined
Getting turned down for a mortgage can be discouraging, but it doesn’t mean the dream of homeownership is over. In fact, understanding why your application was declined is the first step toward making a stronger comeback. Let’s look at some of the most common reasons a mortgage might be denied and what you can do about it.
¿Es Hora de Dejar de Pagar Renta y Empezar a Construir Equidad?
¿Alguna vez has calculado cuánto has pagado en renta a lo largo de los años? Es una cantidad impactante. Según estudios, el estadounidense promedio gasta entre $133,000 y $155,000 en renta en solo seis o siete años. Analicemos qué significa eso para tu futuro...
Pet-Friendly Mortgages And How Owning Pets Could Affect Your Loan Choices
We love our pets, they are part of the family. But did you know that your furry (or feathered) friend could play a surprising role in your homebuying journey? While your dog probably will not impact your credit score, being a pet owner can influence where and how you buy a home, and even the type of loan you choose.
What Your Coffee Habit Can Teach You About Paying Off Your Mortgage Faster
As your mortgage advisor, I am not here to tell you to give up your favorite coffee, but I am here to show you how something as simple as your daily coffee run can reveal some powerful lessons about how to pay off your mortgage faster.
What’s Ahead For Mortgage Rates This Week – May 19th, 2025
The latest inflation data has been released, offering insight into the near-term impact of the recent tariff measures. The results indicate that despite deflationary pressure on the economy, inflation continues to trend upward with the recent, ongoing tariff wars.
Eco-Friendly Mortgages To Finance Green Homes
As more homeowners seek sustainable living options, eco-friendly mortgages have become a valuable tool for financing energy-efficient homes. These specialized loans offer financial incentives to buyers and homeowners who invest in environmentally friendly properties or upgrades. Understanding how these mortgages work can help you determine if they align with your homeownership and sustainability goals.
Why Your Mortgage Has an Escrow Account and How It Works for You
When you close on a home loan, you’ll likely hear the term “escrow account” mentioned–and if you’re like most buyers, you may not be entirely sure what it means. While it might sound complicated, an escrow account is a helpful tool that simplifies homeownership and protects your investment.
Comprar una Casa con Amigos: Una Tendencia en Crecimiento en la Propiedad de Vivienda
Para muchos aspirantes a propietarios, los precios por las nubes y los requisitos estrictos de los préstamos han hecho que comprar una casa parezca inalcanzable. Pero en lugar de renunciar al sueño, algunos compradores están siendo creativos: ¡uniéndose con amigos...
Creative Ways to Finance a Home Renovation with Your Mortgage
Renovating a home can be an exciting yet costly endeavor. Whether updating an outdated kitchen, adding more living space, or improving energy efficiency, homeowners often seek financing options that make renovations more affordable. One strategic way to fund home improvements is by leveraging your mortgage. Several loan programs and refinancing options allow homeowners to roll renovation costs into their mortgage, making upgrades more accessible and financially manageable.