Mortgage rates, information on mortgages,
real estate, and more!
What You Can Do Now to Prepare for Mortgage Rate Drops
As we move into the last month of 2024, many potential homebuyers are eagerly awaiting a drop in mortgage rates. With inflation numbers looking promising, there’s hope that the Federal Reserve will lower the federal funds rate, which typically drives mortgage rates down as well. If you’re planning to buy a home or refinance when rates drop, now is the perfect time to start preparing.
Thank You for Your Trust and Support This Holiday Season
As we gather with family and friends this Thanksgiving, I want to take a moment to express my gratitude to all of my past and potential clients.
Why Tax Prep is Crucial for Mortgage Applicants
When you are preparing to buy a home, tax season should be on your radar as it plays a significant role in your mortgage application process. Whether you’re a first-time homebuyer or a seasoned investor, how you file your taxes can have a direct impact on the mortgage you qualify for.
Navegando Hipotecas como Profesional Autónomo
Para los profesionales autónomos, el proceso de obtener una hipoteca puede parecer un laberinto, lleno de desafíos e incertidumbres. Los estándares tradicionales de préstamo suelen favorecer a individuos con ingresos estables y predecibles, dejando a los emprendedores...
A Deep Dive Into Bank Statement Second Mortgages for Self-Employed Individuals
If you’re self-employed or have an income that doesn’t fit traditional molds, securing financing for a home renovation or debt consolidation can seem daunting. However, bank statement second mortgages are designed to provide a viable solution for homeowners who don’t rely on conventional pay stubs, W-2 forms, or tax returns.
What’s Ahead For Mortgage Rates This Week – November 25th, 2024
Following the election results, the University of Michigan’s Consumer Sentiment Report painted a less-than-stellar picture, reflecting stagnation in sentiment. The prior week was relatively light, aside from the Consumer Sentiment data. However, the S&P PMI Industrial Numbers provided a brighter outlook, indicating some acceleration in manufacturing activity as the holiday season approaches. Looking ahead, the coming week is expected to deliver more significant data on inflation, including the Federal Reserve’s preferred inflation indicator, the PCI Index.
Key Professionals to Know When Building Your Homeowner Network
Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your network to ensure a smooth homeownership experience.
Why Regular Home Maintenance Is More Than Just a Chore
Owning a home is huge and one of the most valuable investments many of us will ever make. Like any valuable asset, your home requires care and upkeep to ensure it stays in great condition, retains value, and remains a safe, comfortable haven.
Explorando el Programa de Hipotecas Inversas HECM para Personas Mayores
Para muchos adultos mayores, el valor neto acumulado en su vivienda representa una porción significativa de su riqueza. Sin embargo, acceder a este valor sin perder la propiedad puede ser un desafío. Aquí es donde el programa de Conversión de Capital de Vivienda...
Top 5 Mortgage Types for Homebuyers
When you’re preparing to buy a home, choosing the right mortgage is one of the most important decisions you’ll make. With so many options available, it can be challenging to know which type best suits your needs. Each mortgage type comes with unique advantages and understanding them can help you achieve your homeownership goals in a financially sustainable way.