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The One Number More Important Than Your Credit Score for Mortgage Approval

by Angel Leon | Jul 17, 2025 | Financial Reports

When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this...

La Diferencia Entre el Pago Anticipado de la Hipoteca y la Liquidación

by Angel Leon | Jul 17, 2025 | Blog, Spanish

Como propietario de vivienda o comprador potencial, entender las complejidades de la gestión hipotecaria puede ahorrarte tiempo, estrés y potencialmente miles de dólares. Dos conceptos clave que a menudo confunden a los prestatarios son el pago anticipado de la...

How to Talk to Your Parents About Co-Signing a Mortgage

by Angel Leon | Jul 16, 2025 | Financial Reports

Asking your parents to co-sign a mortgage can be one of the most vulnerable conversations you will ever have. It is not just about paperwork and finances, it is about trust, timing, and long-term commitment. Whether you are a first-time buyer or trying to qualify for...

Understanding the Fear Behind Mortgage Debt and How to Move Past It

by Angel Leon | Jul 15, 2025 | Financial Reports

Buying a home is one of the most exciting milestones in life, but the thought of taking on a mortgage often creates anxiety. The idea of owing hundreds of thousands of dollars can feel overwhelming, even if you are financially stable. If you have ever hesitated to...

What’s Ahead For Mortgage Rates This Week – July 14th, 2025

by Angel Leon | Jul 14, 2025 | Financial Reports

This was an extremely light release week with only the Consumer Credit Report. The amount of expected credit was expected to rise but only showed half the growth — a sign that things are still in stable condition. The most important reports will be featured with...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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