by Angel Leon | Jul 29, 2025 | Mortagage Tips
When evaluating the housing market, many people focus on home prices and interest rates. However, one critical factor that often goes unnoticed is the strength of the local job market. Employment trends directly affect mortgage lending by influencing both buyer demand...
by Angel Leon | Apr 16, 2025 | Mortagage Tips
A reverse mortgage can be a powerful financial tool for homeowners aged 62 and older, providing access to home equity without the burden of monthly mortgage payments. If you’re considering this option, here’s a step-by-step guide to help you navigate the...
by lizlaurenb | Mar 5, 2025 | Mortagage Tips
Knowing how to calculate mortgage payments can help you plan for homeownership and budget effectively. Several factors determine your monthly payment, including the loan amount, interest rate, and loan term. Here’s a step-by-step guide to understanding the...
by lizlaurenb | Feb 20, 2025 | Mortagage Tips, Spanish
El tiempo que toma obtener una preaprobación de hipoteca puede variar según varios factores, incluidos los requisitos del prestamista y la situación financiera del solicitante. Para comenzar el proceso de preaprobación, el prestatario generalmente debe proporcionar al...
by lizlaurenb | Jan 30, 2025 | Mortagage Tips
The VA loan program offers exceptional benefits to veterans, active-duty service members, and eligible surviving spouses, including no down payment, competitive interest rates, and no private mortgage insurance (PMI). But what about buying land? While the rules around...
by lizlaurenb | Jan 8, 2025 | Mortagage Tips, Spanish
El proceso hipotecario puede ser complejo, y un aspecto importante pero a menudo mal entendido es el papel de un administrador de préstamos hipotecarios. Mientras que los prestamistas son las entidades que proporcionan los fondos para la compra de tu vivienda, el...