by lizlaurenb | Apr 14, 2023 | Mortgage
If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of...
by lizlaurenb | Apr 11, 2023 | Mortgage
Do you plan on building your dream home? If you are a veteran, you may qualify for a VA construction loan. This could help you save a significant amount of money as you build your dream house, but it is important to understand the details. An Overview Of A VA...
by lizlaurenb | Apr 7, 2023 | Mortgage
If you are looking for a quick source of cash, you may have been told that you can tap into the equity in your home. If you have at least 20 percent equity in your home, you can borrow against that equity at a relatively low interest rate for a quick source of...
by lizlaurenb | Apr 5, 2023 | Mortgage
When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important. Here are a few key tips to consider: Gifting of a Down Payment There are some programs that will allow you to use a gift for your home down...
by lizlaurenb | Mar 31, 2023 | Mortgage
Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go...
by lizlaurenb | Mar 30, 2023 | Mortgage
Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For example, working as an...