by lizlaurenb | Aug 30, 2024 | Mortgage
Credit card debt in the U.S. has surged to an unprecedented level, climbing by $50 billion last year to a staggering $1.13 trillion. This highlights the financial strain many individuals and families are experiencing, making effective debt management more crucial than...
by lizlaurenb | Aug 14, 2024 | Mortgage
Understanding your options when shopping for a mortgage is crucial to making the best financial decisions. One option that is not well known is the Flex Payment Mortgage. But what exactly is it, and how can it benefit you? Understanding the Basics First and foremost,...
by lizlaurenb | Jul 30, 2024 | Mortgage
Purchasing a home is a significant milestone, but the process can be intimidating, especially when it comes to saving for a down payment. Fortunately, Down Payment Assistance (DPA) loans offer a solution that can make homeownership more accessible. Let’s discuss...
by lizlaurenb | Jul 25, 2024 | Mortgage
When selecting a mortgage, one of the most critical decisions is choosing the right amortization schedule. This choice significantly impacts your monthly payments and the total interest you’ll pay over the life of the loan. Here, we’ll compare three common...
by lizlaurenb | Jul 18, 2024 | Mortgage
When you first opted for a reverse mortgage, it might have felt like the perfect solution to tap into your home equity and enjoy your retirement without monthly mortgage payments. As time passes, your financial situation, goals, or the market itself can change, making...
by lizlaurenb | Jul 12, 2024 | Mortgage
The real estate market can be a bit confusing, especially when you encounter terms like “pending” and “contingent” deals. Understanding these terms is crucial whether you’re a buyer or a seller, as they can significantly impact the...
