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How Property Taxes Impact Your Mortgage Payment

by Angel Leon | Jun 6, 2025 | Mortgage

When buying a home, most people focus on the home price, interest rate, and monthly payment. But there’s another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and...

Why Your Mortgage Has an Escrow Account and How It Works for You

by Angel Leon | May 15, 2025 | Mortgage Tips

When you close on a home loan, you’ll likely hear the term “escrow account” mentioned—and if you’re like most buyers, you may not be entirely sure what it means. While it might sound complicated, an escrow account is a helpful tool that...

Understanding Mortgage Escrow Accounts and Why They Are Important

by lizlaurenb | Feb 25, 2025 | Home Mortgage Tips

A mortgage escrow account is a financial tool used by lenders to manage and disburse payments for property-related expenses, like property taxes and homeowners insurance. Rather than paying these expenses separately, a portion of your monthly mortgage payment is set...

What Is a Mortgage Loan Servicer?

by lizlaurenb | Jun 13, 2024 | Mortgage Application

Working through the mortgage process can be complex, and one significant yet often misunderstood aspect is the role of a mortgage loan servicer. You might be familiar with lenders, the entities that provide the funds for your home purchase, the servicer is the company...

A Consumer’s Guide To Mortgage Escrow Accounts

by lizlaurenb | Apr 5, 2024 | Mortgage

Are you in the process of purchasing a home or considering refinancing your mortgage? If so, you’ve likely encountered the term “escrow account” during your discussions. Mortgage escrow accounts are a crucial component of many home loans, yet they...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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