by Angel Leon | Oct 10, 2025 | Mortgage Tips
When applying for a mortgage, one of the most important factors lenders review is your debt-to-income ratio. This simple calculation helps determine how much of your monthly income is already committed to paying debts, and it plays a major role in whether you qualify...
by Angel Leon | Sep 4, 2025 | Mortgage Tips
The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While...
by Angel Leon | May 7, 2025 | Mortgage Tips
When purchasing a home in a community with a Homeowner’s Association (HOA), it’s important to understand how this organization can impact your mortgage approval. While HOAs provide benefits like maintaining neighborhood amenities and enforcing community...
by Angel Leon | Mar 28, 2025 | Mortgage
If you’ve been managing your finances responsibly but don’t have a traditional credit score, you may be wondering whether homeownership is still within reach. The good news? It is! While most mortgage lenders rely on credit scores to assess your...
by Angel Leon | Mar 18, 2025 | Home Buyer Tips
When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and...
