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Have You Had Trouble Getting a Mortgage? Three Tips for Sprucing Up Your Credit Before Reapplying

by lizlaurenb | Oct 14, 2020 | Home Mortgage Tips

If you’ve had some trouble getting approved for a mortgage recently, you’re not alone. Many individuals face mortgage challenges due to past blemishes on their credit reports or a personal financial crisis that resulted in bills not being paid on time. In...

A Step-by-Step Guide to Preparing Your Finances for the Mortgage Pre-Approval Process

by lizlaurenb | Sep 23, 2020 | Home Mortgage Tips

Being pre-approved for a mortgage isn’t just a way to get a step ahead, in many cases it’s a necessity to buying a home. Many sellers don’t want to go through the negotiation process of selling their home only to have the buyer drop out when they...

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

by lizlaurenb | Sep 15, 2020 | Home Mortgage Tips

When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you...

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

by lizlaurenb | Sep 15, 2020 | Home Mortgage Tips

When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you...

How Do Mortgage Lenders Decide How Much You Can Borrow?

by lizlaurenb | Sep 3, 2020 | Home Mortgage Tips

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration? How do they determine that one borrower can take on a...

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

by lizlaurenb | Aug 27, 2020 | Home Mortgage Tips

Refinancing your existing mortgage may provide you with the opportunity to lower your interest rate, reduce your mortgage payment and adjust your loan term. For those homeowners who have lived in their home for more than a few years, pulling equity out of the property...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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