by lizlaurenb | Nov 13, 2024 | Mortgage
If you’re new to homeownership, you might be wondering exactly what makes up the mortgage payment you’re sending each month. Beyond just the loan amount itself, there are several different components that all factor into your monthly mortgage payment....
by lizlaurenb | Nov 6, 2024 | Mortgage Tips
When buying a home, you have the option to include contingencies in your purchase contract. These protect you by setting certain conditions that must be met for the contract to remain valid. If any contingency isn’t satisfied, you can back out of the sale...
by lizlaurenb | Oct 25, 2024 | Mortgage Rates
Think of the par rate as the raw, default rate offered by a lender. It’s not the lowest rate you can get, nor is it inflated by any adjustments. Lenders determine the par rate based on a variety of factors, such as current market conditions, your credit score,...
by lizlaurenb | Oct 22, 2024 | Mortgage Tips
Lowering your monthly mortgage payment can have a positive impact on your financial health, allowing you to allocate more money toward other needs or savings. Whether you’re experiencing financial stress or just want to optimize your budget, exploring ways to...
by lizlaurenb | Oct 16, 2024 | Home Mortgage
In the world of home financing, mortgage points are a powerful yet often misunderstood tool that can significantly impact your long-term financial outlook. Whether you’re purchasing a home or refinancing, understanding how these points work can help you make...
