by Angel Leon | Mar 18, 2025 | Home Buyer Tips
When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and...
by Angel Leon | Mar 17, 2025 | Financial Reports
The inflation data report released last week showed a surprising result—it was cooler than expected across the board. This has led to a much more positive outlook, even in light of recent events regarding the Trump administration. While consumer sentiment...
by Angel Leon | Mar 14, 2025 | Home Mortgage Tips
If you’re gearing up to dive into the world of real estate, there are a few key terms you’ll want to wrap your head around before taking the plunge. Today, we’re demystifying APR and interest rate, two crucial concepts that can impact your...
by Angel Leon | Mar 13, 2025 | Home Mortgage, Spanish
Una segunda hipoteca de tasa fija es un tipo de préstamo que permite a un prestatario obtener una suma global de dinero utilizando su vivienda como garantía. Se considera una “segunda” hipoteca porque se toma además de la hipoteca principal del...
by Angel Leon | Mar 13, 2025 | Home Financing Tips
Creative financing can be an attractive option for sellers, especially those with significant equity. One popular approach is carrying back a second mortgage, where the seller effectively becomes a lender to help the buyer complete the purchase. While this can be a...
