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Building a Sustainable Future: Using Construction Loans to Incorporate Green Building Practices

by lizlaurenb | Mar 12, 2024 | Mortgage

Environmental consciousness is increasingly becoming a priority, and the construction industry stands at the forefront of sustainable innovation. One avenue gaining traction is the use of construction loans to incorporate green building practices, particularly in the...

Maximizing Your Mortgage: Unveiling Strategies for Faster Payoff and Interest Savings

by lizlaurenb | Jan 25, 2024 | Mortgage

Owning a home is a significant milestone, but the burden of a mortgage can loom large. Fortunately, there are various strategies to expedite your journey to mortgage-free living, ultimately saving you money on interest payments. We will discuss mortgage payment...

What You Need to Know About High-Value Jumbo Mortgage Loans

by lizlaurenb | Jan 23, 2024 | Mortgage

In the realm of real estate, dreams often come in various sizes. For those with aspirations of owning a luxurious home that goes beyond the conventional price range, understanding the particulars of financing becomes vital. Enter the world of Jumbo Loans, a...

Exploring Down Payment Options and Their Impact on Mortgage Terms

by lizlaurenb | Jan 19, 2024 | Mortgage

Embarking on the journey of homeownership is an exciting and significant step in one’s life. One crucial aspect of this process is the down payment, which can greatly influence the terms of your mortgage. In this blog, we will delve into various down payment...

Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

by lizlaurenb | Jan 17, 2024 | Mortgage

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio,...

Understanding, Avoiding, and Mitigating Early Mortgage Repayment Fees

by lizlaurenb | Jan 5, 2024 | Mortgage

Mortgage prepayment penalties are fees charged by lenders when borrowers pay off their mortgages before the agreed-upon term. These penalties are designed to compensate lenders for potential lost interest income and can significantly impact borrowers who want to pay...
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International Bankers Group | NMLS# 339877

Mortgage Loan Originator License #MLO-347870

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